Kotak Bank League Platinum Credit Card Review

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In spite of being one of the leading private sector banks, Kotak has never been a leader in credit cards. It has 20+ credit cards but most cards are not worth getting because of some issues. In this post, we review the Kotak League Platinum credit card. The League Platinum is one of the entry-level cards on the Visa Platinum platform.

Fees and Charges

Joining Fee Rs 499 or NIL
Annual Fee Rs 499
Welcome Benefit Rs 500 BookMyShow Gift Voucher
Annual Fee Waiver Rs 50000 spend in an anniversary year
Kotak League Platinum Credit Card Review – Fees and Charges

Depending on your Kotak Bank relationship, this card might be LTF in some rare cases.


The League Platinum card earns up to 8 reward points per Rs 150. There are two earn rates on the card depending on the total spent in a year and the purchase category.

Till 2 Lakhs 8 RP/Rs 150 4 RP/Rs 150
2 Lakhs and above 8 RP/Rs 150 8 RP/Rs 150
Kotak League Platinum Credit Card Review – Rewards Table

The select categories where we always earn 8 RP per Rs 150 are Travel Agencies, Tour Operators, Airlines, Electric Sales, Durable Goods, and Dept. Stores. Each RP is worth 25 paise for redemption. So, the reward rate is between 0.65% to 1.3% for all spending. There are no rewards for fuel transactions.

Milestone Benefit: Free PVR Tickets

We have a milestone benefit on this card. If we spend Rs 1.25 Lakhs on this card every 6 months, we get 4 free PVR tickets. Each free ticket is capped at Rs 400. This is a decent benefit.

If PVR tickets do not interest you, the other option is to get 1000 reward points for the milestone benefit. This is equivalent to just Rs 250. Considering this, it would be better to opt for the PVR vouchers.

Rewards Redemption

Accumulated reward points can be redeemed on the Kotak Rewards portal. The value for each reward point is 25 paise for all the options. Redemption options include:

  • Domestic Flights and Hotels
  • Product Catalog
  • Mobile Recharge
  • Gift Vouchers including Amazon and Flipkart

Key Benefits

  • Fuel Surcharge Waiver: 1% for transactions between Rs 500 and Rs 3000. Maximum waiver is capped at Rs 3500 per calendar year.
  • Railway Surcharge Waiver: Applicable for IRCTC bookings. Maximum waiver is Rs 500 per calendar year.

Final Thoughts

The Kotak League Platinum is a simple entry-level credit card that offers up to a 1.3% return. While this is decent, we have many cards that offer a better reward rate with a statement credit option. A few are the Amazon Pay ICICI, Flipkart Axis, SC Smart, and Axis Ace cards.

I am passionate blogger and youtuber since 2018 and self study Programmer.

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