Flipkart Axis Bank Credit Card Review

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Axis Bank’s entry-level credit card offerings are some of the best in the market. Neo, MyZone, Ace, and Flipkart Axis Bank are some great cards with their rewards and benefits. While Ace is the all-rounder cashback credit card, the Flipkart Axis Bank credit card is worth a look as well. Especially, if someone shops from Flipkart. Here is a review of the Flipkart Axis Bank credit card.


VariantsVisa and Mastercard
Annual FeeRs 500+GST
Cashback1.5% to 5%
Best Suited ForShopping

Fees and Charges

  • Flipkart Axis Bank credit card comes with a joining/annual fee of Rs 500 plus GST. The welcome benefits include a Flipkart GV of Rs 500 and 15% cashback up to Rs 500 on Myntra.
  • From the 2nd year onwards, the annual fees are waived on spends of Rs 2 Lakhs.
Joining and Annual FeeRs 500+GST
Welcome Gift– Rs 500 Flipkart Gift Voucher
Annual FeeRs 500+GST
Annual Fee WaiverSpend Rs 2 Lakhs in a membership year


  • Flipkart Axis Bank credit card gives rewards in the form of cashback. The earned cashback in a statement period is automatically credited to the next statement. There is no max cap on any of the cashback categories. This is in line with what Amazon Pay ICICI Bank credit card offers as well.
  • But, unlike the Amazon Pay card we get direct cashback over here. Cashback is always better than reward points that get added as a gift card. The 1.5% cashback on other spends make this card suitable for offline spends as well. None of the categories have an upper cap on the cashback.
Bill Payments, Travel, and Add Money1.5% for transacting through Smart Store – Bills and Recharges
Spends at Cleartrip, Swiggy, Uber, PVR, Cure.fit, and Tata Play4%
Other Spends1.5%

Excluded Transactions for Cashback

Below transactions will not get any cashback on the Flipkart Axis Bank credit card:

×  Fuel Spends

×  Gift Card purchases on Flipkart, Myntra

×  EMI transactions or purchases converted to EMI

×  Wallet loading transactions

×  Jewelry Purchases

×  Rent Payments

Fuel Surcharge Waiver

  • The Flipkart Axis Bank credit card provides a 1% surcharge waiver for fuel purchases. The transaction amount needs to be between Rs 400 and Rs 4000.
  • The maximum surcharge waiver is Rs 400 per statement.

Airport Lounge Access

  • Flipkart Axis Bank credit card offers 4 complimentary domestic lounge visits in India per calendar year. So, if you are an occasional domestic traveler this card can help you with lounge access. The list of participating lounges is limited to a few cities – Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai, and Pune. The details are available over here.
  • There is no international airport lounge access on the Flipkart Axis Bank credit card.

Final Thoughts

Flipkart Axis Bank credit card is a good option for someone who prefers direct cashback.If you use Flipkart for shopping, the 5% unlimited cashback can provide great savings. Add in the least 1.5% cashback and this can be an everyday credit card that can be used for all transactions. Axis Bank allows multiple credit cards for one account, so you can hold other Axis credit cards as well.

I am passionate blogger and youtuber since 2018 and self study Programmer.

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