Fabindia SBI Credit Card Review

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SBI Card has launched two co-branded credit cards in collaboration with Fabindia – Fabindia SBI Card and Fabindia SBI Card SELECT. Both cards offer good benefits for Fabindia spends. In this post, we review the lower variant Fabindia SBI credit card and its rewards & benefits.

Fees and Charges

Gold is the third highest level in Fabindia’s loyalty program below Noir and Platinum. At this point, Fabindia’s loyalty website does not work. But from what we know, this membership can get you between 1% to 7% extra rewards on Fabindia purchases.

Joining/Renewal Fee Rs 499 plus taxes
Welcome Benefit Rs 500 Fabindia Gift Voucher
Gold Tier Fabfamily Membership
Renewal Fee Waiver Spend Rs 1 Lakh in a membership year
Fabindia SBI Credit Card Review – Fees and Charges


In line with co-branded cards, Fabindia SBI card offers good rewards on Fabindia spends.

  • Fabindia Store Spends: 5% Reward Points
  • Dining, Movies and Entertainment Spends: 2% Reward Points
  • International Spends: 1% Reward Points
  • Other Spends: 0.5% Reward Points
  • 1 Reward Point = 1 Fabfamily Reward and can be redeemed at Fabindia stores

Milestone Rewards

  • Rs 750 Gift Voucher on Rs 1 Lakh spends in a calendar quarter
  • Gift Voucher Options: Aditya Birla Fashion, Yatra, Urban Ladder or Hush Puppies / Bata

My View

Co-branded cards are not a good fit for most of us. This holds good for the Fabindia SBI credit as well. These are mostly sold through the co-brand’s retail stores during a regular visit. But, it is rare that we will get a second chance to use the card soon. These kind of spends are seasonal or festive and not a huge spend for most of us.

So, I would label this card as ‘Not Required’ for most of us.

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I am passionate blogger and youtuber since 2018 and self study Programmer.

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